The material provided on this Web site is for informational purposes only and is not an offer to enter into a contract. It is intended to provide a general description of HDI Global SE and its affiliates, along with their products and services. The information is intended to present a general overview. Only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all states and may be subject to change without notice. Use of the terms “partnership” and/or “partner” should not be construed to represent a legally binding partnership.