Distinctive approach to motor fleet insurance for the UK market
Technology is playing a major part in making driving safer with more and more manufacturers
introducing technology for motorists. The wave of safety technology coming for all
drivers will permanently change the shape of exposure for clients and insurers alike.
HDI has designed a product aimed at clients that want to reduce their motor fleet insurance spend and overall fleet running costs. The product uses vehicle telematics to support a service that results in the improvement of driver behaviour and over time will enable clients to use a more predictive analytics approach to the assessment of risk.
Scope of services at a glance
Motor Fleet Insurance
Our in depth knowledge of fleet management and vehicle telematics products is backed by:
Marketing leading claims solutions
Active and regular engagement with each client
Ensuring clients get the most from their telematics investment
Shared interest and a long-term agreement involving all parties.
Claims handling services are focused on reducing clients’ indemnity spend in areas of third party claims that can be influenced; assessing liability quickly and effectively; protecting clients from unnecessary and unproductive litigation.
Driver Risk Management Programme
Using the telematics data, we work with the client to assess, support and manage continual improvement of drivers’ behaviours, aiming to achieve a ‘zero at fault’ claims experience.
The product is supported by an education programme that includes the use of an eLearning and psychometric profiling facility.