Life Science

Our team specialises in solutions tailored to the unique perils faced in a variety of Life Science segments:

    • Medical product and equipment manufacture and distribution
    • Pharmaceutical manufacture and distribution
    • Contract manufacturers
    • Biotechnology companies
    • Companies conducting clinical trials

Our products are delivered by dedicated, highly professional, technical experts with specialist underwriting and claims knowledge, including the requirements of local legislation and regulatory authorities around the world.
We can provide cover for anything from individual clinical trials to product exposures of global ethical pharmaceutical companies. From our London office, we offer access to empowered professionals with the ability to answer most day to day queries on the spot and provide risk advice as required.

Scope of services at a glance

Public and Product Liability

Market leading capacity for life science companies engaged in all aspects of the industry from research to manufacture and distribution, either as a contract manufacturer or licence holder. Cover is available either on a Primary or Excess basis and can be single or multiple territory.

We have on-staff clinical staff who have in depth technical understanding of the unique features of our clients’ businesses and the industry and help HDI to develop the solutions that best serve client needs.

Standard extensions include Environmental Risks, Financial Loss, Product Recall, Errors and Omissions, Extended Products Liability

Key features of cover include:

  • Fronted or 100% Risk Transfer solutions
  • Flexibility of wording – cover tailored for the specific needs of the client
  • Policy documents and certification are issued in a timely fashion to agreed service standards.

Clinical Trials Insurance

This cover is designed for life science companies that have a requirement to test drugs, medical devices, or a combination of these prior to wider distribution.

Key features of cover include:

    • Annual or cover for the duration of the study
    • Multi-centre or individual trial coverage
    • Local policies are adapted to the requirements of each local jurisdiction
    • Policy documents and certification are issued in a timely fashion to agreed service standards.


Other Coverages

Whilst the above reflects the main classes that our clients require, there are a range of other important coverages that we are able to offer: