Unfortunately, accidents both big and small can happen in the workplace, during the commute, or on business trips. With cover from HDI, you have the flexibility to decide if you want your employees to be covered 24/7, or only whilst performing occupational duties. HDI Assist enables you to create a sustainable financial safety net for workers, and for your business.

Group Personal Accident

You can choose whether to buy cover on a fixed benefit basis or on a multiple-of-salary basis. You are able to choose what percentage of any benefit to pass on to employees, and how much to apply to business costs, such as employing a substitute during sick leave. Group Personal Accident includes cover for:

  • Accidental death
  • Broken bones
  • Dental injuries
  • Loss of limbs and eyes
  • Loss of intellectual capacity
  • Permanent total disablement and disabling injuries
  • Facial disfigurement including burns and scars

Highlights of Group Personal Accident

Insuring against health risks worldwide

Companies are able to insure their employees against health risks abroad. If required, insurance cover can be integrated into an international insurance programme.

Minimal administrative requirements

Administrative requirements for policyholders are kept to a minimum, as neither medical examinations nor complex notification procedures are required.

Attractive benefits strengthen employer branding

Attract and retain high performing professionals and executives with world-class cover and services.

Business Travel

For companies of all sizes, business today is a global endeavour. Even in the digital age, meeting face-to-face can be a crucial part of building, maintaining and strengthening relationships with customers and suppliers. To make business travel more safe, secure and successful, HDI Business Travel offers administration and coordination of medical care and travel assistance services around the world. Business Travel includes cover for:

  • Overseas medical expenses
  • Travel and security assistance
  • Personal property
  • Electronic business equipment
  • Cancellation, rearrangement and replacement expenses
  • Evacuation in case of political or natural disasters
  • Personal liability
  • Legal expenses

Highlights of Business Travel

Global network of specialists

HDI provides to access a global network of local medical experts, doctors and specialists.

High quality care in the event of a claim

Global access to high-quality medical treatment, care and advice, with emergency evacuation as needed.

Travel assistance services

24/7/365 support online and via telephone to locate and retrieve lost items and connect with consulates and legal advice.

Country Reports

A global database of reports providing guidance on safety, health and travel issues throughout the world. Bespoke travel reports can also be requested.

Expert Tip

Keep employees safe at home and abroad

To keep your business growing and enable personal success for each member of your team, HDI offers a wide range of work-related cover and services. Talk to one of our experts to find out more about HDI Assist Group Personal Accident and Business Travel.