Industrial property insurance from HDI Global

HDI’s property insurance provides cover arising from loss or damage to business property and the resulting business interruption. The territorial scope of cover can be extended worldwide within the framework of our International Insurance Programmes policy, which can include cover for natural disasters. HDI Risk Consulting provides pragmatic solutions for clients to reduce their risks and prevent damage before it occurs.

Our decentralised claims management system enables HDI to ensure that the necessary decisions and actions are taken quickly when damage occurs. Our prompt actions have one key objective to safeguard the production capabilities of the company concerned and to reduce any consequential damage to the business.

Scope of services at a glance

Property insurance

Based on a business risk analysis, HDI provides specific insurance cover for property and business interruption risks. This insurance cover is based on consistent, transparent and comprehensible contractual terms.

  • Agreed compensation for property damage to buildings, production facilities, machinery and inventory.
  • Risk-adjusted configuration of insured values.
  • Extensive support on precautionary fire-prevention measures to reduce the risks of fire and explosion.


Peace of mind right round the globe

Access to its own global network enables HDI to provide global insurance through its international insurance programmes. Local policies can be issued locally in 37 countries by HDI group subsidiaries and in more than 100 countries by HDI network partners.

Always up to date

The ‘Reporting International Programmes Web’ (IP-Web) platform provides time and location independent access to premiums and claims information. This data is updated regularly.

Uniform global insurance cover

Local policies that provide cover against specific risks in local operations combined with the master policy provide cover to a uniform global standard to work together within international insurance programmes. This means that global insurance cover has clarity through a self-contained product.

Consistently high capacity

HDI offers significant capacity to provide cover for exceptional risks. Companies can rely on the financial performance of HDI, as an industrial insurer, within the financially strong and well-resourced Talanx Group.

Risk Consulting

Taking fire-prevention action in good time

Risk engineers at HDI Risk Consulting with expertise in a range of different specialisms provide support to companies on all Risk Consulting issues. One focus is fire prevention, starting with advice on fire-prevention systems through to the appointment of a fire-prevention officer. Site inspections are conducted with the client and risk improvement actions for operational risk management are agreed.

Claims management

Rapid, uncomplicated claims settlement

Claims handlers are based in local HDI offices and supported by claims specialists in HDI Head Office. This ensures that claims adjusters are quickly on site at any location worldwide – irrespective of where the loss has occurred. As a result all the necessary decisions for limiting loss or damage can be taken quickly, and claims compensation paid promptly.

Experts’ tip

Targeted avoidance of loss of sales and income

Using our supply-chain analysis tool, clients can identify areas in which an increased risk of contingent business interruption (CBI) losses exists and can counteract these risks.