Our Vehicle Insurance covers financial risks for your organisation like fleet-related property damage, personal injury and third-party liability. If one of your vehicles is damaged, we will work to ensure that it can quickly be taken back into operation.
The costs of damage to your company vehicles can run up considerably. Protect your company’s financial position. Take out HDI Vehicle Insurance for your fleet.
Scope of the insurance at a glance
Whether you’re interested in taking out collective insurance for your company cars or coverage for an entire fleet of trucks, HDI has the insurance to match:
- Compulsory third-party liability insurance for vehicles (WAM-verzekering)
In the Netherlands, third-party liability insurance is compulsory for all vehicle owners. The insurance offers coverage for third-party damages that you are held liable for. - Extended coverage (Comprehensive/Fire & Theft)
Offers coverage for damages to your vehicle (either all damages or fire & theft). - Accident coverage for passengers (Ongevallenverzekering inzittenden, OVI)
This insurance pays the holder a fixed amount in damages when the driver or passengers are permanently disabled or die as a result of an accident. - Passenger damages insurance (Schadeverzekering inzittenden, SVI)
Passenger damages insurance covers personal injury damages and property damages incurred by the driver or passengers.
Where desired, you can also expand your vehicle insurance policy with coverage for legal expenses.
Why choose HDI?
Tailored solutions for a wide range of clients
Our corporate vehicle insurance can be taken out by transport firms, coach companies, SMEs and foundations. At HDI, we believe that insuring your fleet involves more than just calculating a premium: we work to develop the right solution for your specific circumstances.
Tailored coverage for your fleet
Does your firm own a number of passenger cars, delivery vans, trucks, trailers or semis? Then HDI is happy to draw up a policy that takes the specific characteristics of your fleet into account. And when it comes to the policy itself, we can offer a number of different options. You can take out one policy per vehicle, insure all vehicles within a single policy or agree to a discount scheme based on the term of your claim-free period.
Increased third-party liability cover
Our corporate vehicle insurance can be taken out by transport firms, coach companies, SMEs and foundations. In certain cases, we can also offer appropriate solutions for more exclusive segments. At HDI, we believe that insuring your fleet involves more than just calculating a premium: we work to develop the right solution for your specific circumstances.
Claims settlement
Often, the actual value of an insurance policy only becomes clear when you file a damage claim. In cases like this, you can rely on the expert support of our experienced, specialised claims team. We make sure that your damage claims are swiftly settled so that you can continue focusing on your regular business. Your interests are always our top priority – both in the Netherlands and abroad.
Risk management
Minimising incidents, theft and collisions is in everyone’s interest. When it comes to prevention, we are pleased to take advantage of the risk management expertise of the consultants at HRC (Hannover Risk Consultants). This specialist team is part of the HDI group.
HRC’s consultants will help you gain insight in your risk exposure and can offer you recommendations in the area of, for example, measures that help prevent and contain damages to company fleets. Examples include damage control, driving courses, driver presentations, damage records and analysis.
Experts’ tip
Vehicle insurance involves more than just calculating a premium. At HDI, we work to develop the right solution for your specific circumstances. Get in touch with your insurance adviser to discuss the possibilities.
Cover for windscreen and windows
Are you insured for damages to your vehicle’s windscreen or windows? You can book an appointment to repair or replace the damaged part straight away online via 123ruit.
