Industrial liability: insurance against claims for damages

Liability insurance is essential for industrial companies. An event can occur at any time, resulting in  substantial damage to property and/or bodily injury. For manufacturers this applies particularly to the consequences of a defective product. Companies are then confronted with claims. These claims can jeopardize the existence of the company. This also applies to a product recall intended to avoid further damage or injury. HDI provides supplementary insurance to cover product recall costs.

Scope of services at a glance

Public liability and product liability insurance

Insurance for claims for the compensation of bodily injury and property damage up to an agreed sum. HDI handles the assessment of claims and ensures that valid claims are settled.

  • Ascertainment of insurance cover requirements based on a company’s specific risk  profile.
  • Provision of services to enable the client to manage their risks. As part of a joint risk analysis, priorities are set and the client’s exposure to various risks is identified. We apply proprietary risk tools and expert systems for the purpose of further investigation purposes. We also utilise the know-how of our hands-on experts.


Why choose HDI?

Professional, real-world know-how

HDI has acknowledged expertise in providing guidance for and managing liability claims, settlement discussions and mediation processes.

Globally consistent liability cover and compliance

International insurance programmes that factor in the specifics and requirements of individual countries provide global insurance cover for a company’s worldwide business activities.

Claims management

Expert assistance in the event of major claims

HDI has many years of experience in adjusting claims and settlements also in highly litigious environments such as the USA. Major international claims are managed and settled by multilingual in-house liability experts in collaboration with local licensed lawyers. HDI partners with a network of experts to analyse and evaluate such claims. In the event of a claim, policyholders can rely on our proven single-source international claims management system.

Risk management

The mix of various instruments

Risk tools

Sector-specific tools and expert systems enable systematic risk analysis to be performed. Continuous market observation, wide-ranging claims experience and sector expertise all lay the foundations for the appropriate risk-assessment standards to which we work.

Network of experts

In particularly complex risk situations we decide how best to use our in-house and external experts. Hands-on specialists from all major scientific and research disciplines examine the clients’ specific risks.


Contact your insurance adviser to discuss the possibilities.