HDI Global SE
Rappresentanza Generale per l’Italia
Via Franco Russoli, 5
20143 Milano
Tel. +39 02 831131
Fax. +39 02 83113201
Commercial Register Milan no. 03295070159
R.E.A. n.827040
Tax code 03295070159
Certified e-mail: hdi.global@legalmail.it

Company authorized by Ministerial Decree dated 05/07/1973 (Decreto del Ministero dell’Industria, del Commercio e dell’Artigianato del 05/07/1973 - G.U. 31/07/1973 n.196)

HDI Global SE - Rappresentanza Generale per l’Italia is authorized to carry out insurance activities in Italy under the right of establishment and is registered to the Register of Insurance held by IVASS pursuant to "ISVAP Regulation No. 10 of January 2, 2008" with number I.00005.  Consulting the register it is possible to verify the correctness of the authorization to carry out such activities.

Branch of

HDI Global SE
HDI-Platz 1
30659 Hannover

Tel: +49 511 645-0
Fax: +49 511 645-4545
E-Mail: info@hdi.global

Share Capital Euro 125.000.000
thereof deposited Euro 125.000.000

Supervisory authority

Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Bereich Versicherungen
Graurheindorfer Str. 108
53117 Bonn

Terms and conditions of use of this website


The Terms and Conditions of Use of the Website (hereinafter the "Conditions") together with the documents mentioned, define the conditions under which the user (hereinafter the "User") can use the website of HDI Global SE – Rappresentanza Generale per l'Italia www.hdi.global/it (hereinafter the "Website"). Use of the Website means access, Website surfing and the use of any services available within the Website. It is recommended to print a copy of the present Conditions. Using the Website, the User accept these Conditions and undertakes to comply with them. The User cannot use the Website if he does not accept the Conditions.

The Website is managed by HDI Global SE – Rappresentanza Generale per l'Italia, with registered office in Via Franco Russoli, 5 – 20143 Milano, VAT no. 03295070159, (hereinafter "HDI"). To contact us the User can send an email to the e-mail address hdi.global@legalmail.it.

Modification to the Website and the Conditions of Use

HDI reserves the right, at its own discretion, to update the Website and to change the contents at any time. HDI is not required to update the content of the Website. HDI does not guarantee that the Website or its contents are free from errors or omissions.
HDI reserves the right, at its own discretion, to modify these Conditions at any time. The User is therefore invited to read the Conditions of the Website any time he connects to the Website.
HDI reserves the right, moreover, to suspend the services available within the Website at any time.

Access to the Website

The Website is available free of charge. HDI does not guarantee that the Website or its contents are always accessible or available. HDI reserves the right to suspend, eliminate, interrupt or modify in whole or in part the Website without notice. HDI will not be responsible towards the User if, for any reason, the Website is not available, wholly or partially. The User guarantees that who accesses the Website using his/her internet connection is aware of the Conditions and undertakes to comply with them.

Industrial and Intellectual Property Rights

HDI is the owner or the licensee of all the industrial and intellectual property rights related to the Website, its contents and the material therein published (including but not limiting to texts, lists, photographs, illustrations, images, drawings, videos, audios, trademarks, domain names, software, databases and any other material or content - hereinafter collectively referred to as the "Material"). These rights are protected by applicable rules and international treaties. If the User uses the Material, for personal use and in compliance with the applicable laws, shall always indicate the source of the Material. The User cannot use the Website or the Material for other purposes (e.g. commercial purposes) without the previous written consent of HDI. Nothing in the Website shall be considered as a license or an assignment of any copyright, patent, registered or de facto trademark or any other intellectual or industrial property right of HDI and/or the relevant right holders. If the User uses the Website or prints, copies or downloads Material in breach of the present Conditions, the User loses the right to use the Website and shall destroy or give back the Material, upon request of HDI. HDI does not assume any responsibilities in relation to any material or statement contained in websites linked to the Website or anyway external to the Website.

Information contained in the Website and limitation of liability

The information and the Material of the Website are supplied only for information purposes. The User cannot rely on them and he will have to directly contact HDI or to seek a professional advice should he want to take decisions on the basis of such information or Material. HDI makes all reasonable efforts to update the information and the Material of the Website. However HDI does not give any warranties, express or implicit, on the completeness or accuracy of the information or the Material. HDI excludes any contractual or non-contractual liability towards the User for damages or loses deriving from or connected to (i) use or inability of the User to use the Website, (ii) use of information or Material contained in the Website.

HDI is not necessarily linked to any website towards which there are links on the Website. A link from the Website to any other website does not imply that HDI approves or recommends in any way that website or control that website. Even when there are links to other websites HDI does not assume any responsibility for the contents and/or use of those websites and for the positioning of the link on the Website.

HDI does not guarantee that the Website is safe and/or free from bug, virus or other defects. It is therefore advisable to use an antivirus system.


The User accepts to indemnify HDI in relation to any responsibility, damage or cost (included without limitation legal expenses) that HDI may incur for: (i) the breach by the User of these Conditions (ii) third parties' claims grounded on the use of the Website and/or the Material by the User and/or the use that the User has made in breach of these Conditions.

Applicable law

These Conditions are governed by Italian law.