Industrial property insurance from HDI Global

HDI’s property insurance provides cover arising from loss or damage to business property and the resulting business interruption on an All perils form. The territorial scope of cover can be extended worldwide within the framework of our International Insurance Programmes policy, which can include cover for natural disasters. HDI Risk Consulting provides pragmatic solutions for clients to reduce their risks and prevent damage before it occurs.

Our claims management system enables HDI to ensure that the necessary decisions and actions are taken quickly when damage occurs. Our prompt actions have one key objective to safeguard the production capabilities of the company concerned and to reduce any consequential damage to the business.


Scope of services at a glance

Property insurance

Based on a business risk analysis, HDI provides specific insurance cover for property and business interruption risks. This insurance cover is based on consistent, transparent and comprehensible contractual terms.

  • Agreed compensation for property damage to buildings, production facilities, machinery and inventory.
  • Risk-adjusted configuration of insured values.
  • Extensive support on precautionary fire-prevention measures to reduce the risks of fire and explosion.

Highlights

Peace of mind right round the globe

Access to its own global network enables HDI to provide global insurance through its international insurance programmes. Local policies can be issued locally in 37 countries by HDI group subsidiaries and in more than 100 countries by HDI network partners.

24/7

The ‘Reporting International Programmes Web’ (IP-Web) platform provides time and location independent access to premiums, policy wordings and claims information. This data is updated regularly.

Uniform global insurance cover

Local policies on good local standard basis that provide cover against specific risks in local operations combined with the master policy provide cover to a uniform global standard to work together within international insurance programmes; including legal and fiscal compliance, especially when a captive company is involved.

Strong insurer

HDI offers significant capacity its clients who can count on its financial strenght. Companies can rely on the financial part of the Talanx Group, HDI is dedicated to companies from over 100 years.


Risk Consulting

Taking fire-prevention action in good time

Risk engineers at HDI Risk Consulting with expertise in a range of different specialisms provide support to companies on all Risk Consulting issues. Site inspections are conducted with the client and risk improvement actions for operational risk management are agreed.


Claims management

Rapid, uncomplicated claims settlement

Claims handlers are based in local HDI offices and supported by claims specialists in HDI. This ensures that claims adjusters are quickly on site at any location worldwide –irrespective of where the loss has occurred. As a result all the necessary decisions for limiting loss or damage can be taken quickly, and claims compensation paid promptly. HDI wins the confidence of its clients during each claims by responding to their issues, protecting their interests, and limiting the impact of the claim of their activity.


In brief

  • Capacity
  • Minimum premium 50 000€, our share
  • Local 3 000€
  • Lead, with engineering. Co-insurance shares
  • Industry, energy, services