
Group Accident Insurance
Your staff are your most important asset. With the global reach of the modern-day business environment, they are exposed to a range of risks from political unrest to geographical and natural disaster.
While accidents will happen, it’s reassuring to know that Group Personal Accident and Business Travel insurance policies will provide end-to-end cover for employees in the workplace and whilst travelling on business.
Our broad product range includes:



Key Details
Our specialist team is empowered to help you across a broad range of Accident & Health (A&H) risks. We deliver fast, flexible and sustainable solutions and are committed to building long-term relationships with brokers and clients.
We offer a wealth of experience and knowledge, a flexible approach to underwriting and a commitment to the long term approach!
We can find the right insurance solution for you!
Comprehensive product range
Globally recognised history and reputation
Extensive and discreet claims settlement
Group Personal Accident & Illness
Our flexible policies allow you to choose cover on a fixed benefit or a multiple-of-salary basis. You can decide what percentage of any benefit to pass on to employees, and how much to apply to business costs, such as employing a substitute during sick leave. Group Personal Accident includes cover for:
- Accidental Death
- Broken bones
- Dental injuries
- Loss of limbs and eyes
- Loss of intellectual capacity
- Permanent total disablement and disabling injuries
- Facial disfigurement including burns and scars
Business Travel
For companies of all sizes, business today is a global endeavour. Even in the digital age, face-to-face meetings can be a crucial part of building, maintaining and strengthening relationships with customers and suppliers. To make business travel more safe, secure and successful, we provide administration and coordination of medical care and travel assistance services around the world. Our Business Travel Insurance includes cover for:
- Overseas medical expenses
- Travel and security assistance
- Personal property
- Electronic business equipment
- Cancellation, rearrangement and replacement expenses
- Evacuation in case of political or natural disasters
- Personal liability
- Legal expenses
Our range of products is varied and because of our team’s knowledge of local markets, we provide a superior service designed to be as efficient and flexible as possible.
Specialist Solutions
Sometimes you need to cover specific risks or provide specialised cover. We can help!
- PanOptimum(click to shrink)
A whole package which covers kidnap & ransom, evacuation and war and terrorism. You can also select these individually.
- Credit card cover(click to shrink)
Cover for bank cardholders either at home or abroad.
- Affinity(click to shrink)
For groups with a common affinity, such as golf clubs or members of national and international organisations.
- Key man(click to shrink)
Bespoke cover to protect personnel critical to the running and success of the business.
- Failure-to-Survive(click to shrink)
Companies that have a financial interest in the ability of the insured person to fulfil the contract.
- Leisure travel(click to shrink)
We can cover individuals, groups or on an affinity basis.
- Purposeful travel(click to shrink)
Cover created for those travelling for a specific purpose, such as au pairs or teachers working abroad.
- Sports(click to shrink)
Customisable solutions available for individuals or groups, such as a club or international body.
- Aviation PA & loss-of-licence(click to shrink)
Cover for aircraft pilots and crew, should they lose their licence after their medical examination. We also offer PA cover for pilots, crew and passengers.
- Ships’ crew PA & loss-of-licence(click to shrink)
Cover for captains and crew, should they lose their licence after their medical examination.
- Private Medical Insurance/International Private Medical Insurance (PMI/iPMI)(click to shrink)
A new offering designed to cover the cost of private medical treatment for a range of defined conditions.