Professional Indemnity

Scope of services at a glance

We have specialized in tailoring insurances for a range of different advisors, which covers the complex liability issues that may arise. We offer liability insurances for a range of different professionals e.g.:

  • Lawyers
  • Accountants
  • IT companies, consultants and software developers
  • Architects and engineers
  • Housing associations
  • Property managers
  • Real estate agents
  • Insurance agents and brokers
  • Designers
  • Laboratory liability
  • Recruiters and HR consultants
  • Management and advisory board consultancy
  • Other consultants and professionals


Professional, real-world know-how

HDI has acknowledged expertise in providing guidance for and managing liability claims, settlement discussions and mediation processes.

Globally consistent liability cover and compliance

International insurance programmes that factor in the specifics and requirements of individual countries provide global insurance cover for a company’s worldwide business activities.

Claims management

Expert assistance in the event of major claims

HDI has many years of claims adjusting and settlement experience, including in highly litigious environments such as the USA. Major international claims are managed and settled by multilingual in-house liability experts in collaboration with local licensed lawyers. HDI partners with a network of experts to analyse and evaluate such claims. In the event of a claim, policyholders can rely on our proven single-source international claims management system.

Liability risk management

Profession-specific tools and expert systems enable systematic risk analysis to be performed. Continuous market observation, wide-ranging claims experience and profession expertise all lay the foundations for the appropriate risk assessment standards to which we work.

Working systematic with legal or contractual risk management has a number of advantages, both in terms of economical, administrative and corporate governance gains. It is important to consider the following:

  • Does the company have an overview of its exposure to contractual and legal risks?
  • Does the current insurance meet the actual needs of the company or it is necessary with a review of coverage and terms?
  • Has the company implemented best practice models through standard contracts, containing liability restrictions etc. – and can these be approved and agreed upon?