Billions of Euros worth of damage is caused every year by natural hazards. For most companies insuring against damage caused by natural hazards is a standard component of business insurance cover. In this regard HDI not only helps companies to insure against risks but also provides support to companies at their sites , for example in selecting locations and implementing damage limitation measures. Our experts use the specially developed ARGOS (Accumulation Risk Geospacial Online System) software programme for this purpose. This analytical tool enables risk exposure for specific locations to be assessed. Residual natural hazard risks can be insured by an EC (Extended Coverage) insurance policy to complement industrial property insurance or ‘all risks’cover.