Cyber insurance – IT security with HDI Cyber+

The forms of attack are diverse – webservers are hacked into in order to spy on databases. Computers are infiltrated, whilst users are surfing the Internet, with the objective of gaining control over them. Manufacturing plant control software programmes are attacked in order to sabotage production. These examples demonstrate that protecting computer systems against viruses and trojans using security software only is no longer sufficient – and to make IT security work requires a comprehensive protection strategy. HDI Cyber+ provides companies with an integrated insurance solution.

Scope of services at a glance

Cyber insurance

HDI Cyber+ includes insurance against first party damage, for example business interruptions in production. Third party losses are also covered, i.e. loss for which a customer or business partner holds the company responsible and submits a claim.

  • Insurance cover includes financial losses or costs caused by, for example, damage to, theft or unauthorised disclosure of data, as well as data recovery.
  • Insurance cover can be extended by adding the following modules: legal expenses, D&O, industrial espionage, third-party breach of confidence or employee misconduct.
  • In a crisis situation the policyholder is also provided with crisis communication action and forensic investigation cover.


Integrated insurance solution

HDI Cyber+ provides companies with access to an integrated insurance solution. It combines insurance against first and third party damage, incorporates key insurance extensions and provides crisis and risk management assistance.

Liability cover for corporate executives

Insurance cover can be extended by adding liability cover for corporate executives, who may be confronted with increased civil legal responsibility for the implications of cyber attacks.

Focus on business interruption risks of manufacturers

This insurance cover solution was designed in particular with industrial manufacturing businesses in mind. Companies can comprehensively insure against business interruption risks of manufacturers resulting from cyber-attacks.

Active risk dialogue

HDI’s risk specialists proactively provide support to policyholders to enable them to analyse their IT security from a risk perspective for the purposes of implementing loss-prevention action.

Over 50 percent of all companies are affected

Source: representative survey of companies employing 10 people or more commissioned by the Bundesverband Informationswirtschaft, Telekommunikation und neue Medien e. V. (Bitkom)

Risk Consulting

Preparing for a possible emergency situation

HDI’s risk specialists identify possible cyber risks facing companies based on self-disclosure of information. Analysis results are incorporated into IT security assessments. This information helps companies to implement technical and organisational measures that enable them to prepare better for possible emergency situations.

Experts' tip

Jointly ascertaining how effective IT security measures are

By analysing risks, we ascertain how effective a company’s IT and information security systems are, once technical and organisational measures have been implemented.

Why not contact our experts.