Technical malfunctions, material defects and operating errors can result in damage that causes plant and machinery downtimes. On construction/erection sites, external factors like natural hazards or fire risks can exacerbate the risk exposure. HDI’s engineering insurance solutions enable these risks to be insured against. ‘All risks’ cover is provided against physical damage to property and consequential business interruption losses. Project cover factors in the extensive risks involved in major construction and plant engineering projects. Policyholders in all categories have access to risk engineers from HDI Risk Consulting (HRC). They provide support to clients in the form of early identification and avoidance of exposures.