Liability insurance is essential for industrial companies. An event can occur at any time, resulting in major damage to property and/or personal injury. For manufacturers this applies particularly to the possible consequences of product defects. Companies are then confronted with claims for damages. Claims for damages could put the continued existence of a company at risk. This also applies to a product recall intended to avoid further damage or injury. HDI provides supplementary insurance to cover any product recall costs incurred.
Insures against personal injury and damage to property up to an agreed sum. HDI handles validation of claims for damages and ensures that valid claims are settled.
HDI has acknowledged expertise in providing guidance for and managing liability claims, settlement discussions and mediation processes.
International insurance programs compliant with in the specifics and requirements of individual countries provide global insurance cover for a company’s worldwide business activities.
HDI has many years of claims adjusting and settlement experience, including in highly litigious environments such as the USA. Major international claims are managed and settled by multilingual in-house liability experts in collaboration with local licensed lawyers. HDI partners with a network of experts to analyse and evaluate such claims. In the event of a claim, policyholders can rely on our proven single-source international claims management system.
Risk tools
Sector-specific tools and expert systems enable systematic risk analysis to be performed. Continuous market observation, wide-ranging claims experience and sector expertise all lay the foundations for the appropriate risk-assessment standards to which we work.
Network of experts
In particularly complex risk situations we decide how best to use our in-house and external experts. Hands-on specialists from all major scientific and research disciplines examine the clients’ specific risks.