Companies can take out this insurance cover. Flexibility in setting insurance sums and levels of benefits enables employers to adjust accident insurance cover to the necessities of the different functions of the employees to the insured. Their names do not have to be stated, meaning that new employees are immediately covered, even without notice.
- This insurance cover applies worldwide, around the clock and to every measurable degree of disability.
- Insurance cover includes permanent impairment of physical and/or mental faculties, depending on the degree of disability determined by a doctor, a coverage in the event of accident-related death as well as a lifelong accident pension starting from a certain degree of disability. The scope of benefits includes a daily hospital allowance with improved convalescence allowance, a daily allowance that is also provided even if the impairment in the ability to work is only temporary, a temporary allowance as well as further cost absorption, e.g. for cosmetic surgery and rescue by emergency medical services.